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Joi D Vanderberg - Niagara Falls, New York

Debtor:

ᐅ Vanderberg, Joi D - Niagara Falls, New York (Court Case:1-14-11017)

Bankruptcy filed - April 2014, discharged - July 2014
Full Name: Joi D Vanderberg 
Court Case:   1-14-11017
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: April 27, 2014
Discharged: July 26, 2014




Debtor:

ᐅ Vanderberg, Joi D - Niagara Falls, New York (Court Case:1-2014-11017)

Bankruptcy filed - April 2014, discharged - July 2014
Full Name: Joi D Vanderberg 
Court Case:   1-2014-11017
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: April 27, 2014
Discharged: July 26, 2014